what is the "open in terminal" prompt mean

[Microsoft Windows]

I have screwed up my work station royally. 1.) Fighting One Drive, I deleted my documents folder, until I found the solution (I should have believed the warning ....) Now, I cant get to downloads, but there is another download folder that has an arrow and has an "open in terminal" prompt. I dont know what that is, so want to avoid further damage. 2.) I had copied information from an old backup computer from a thumb drive, and performed the correct eject instructions, and the message said that it was safe to remove the hardware -- but now I'm getting prompted with "cant open D:\ drive."Any h

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