My child just gave her account away to a scammer. Why can scammer remove all alternate login methods within one minute?

[Rope74]

I have Family Safety setup for my kids Microsoft Accounts. One child fell for a scam and gave access to her account to someone else. Within one minute the scammer removed all other methods of login to her account. Why is it important that all security measures from an account can be removed instantly? Why doesn't Family Safety ask anything from a parent in these cases? Her 5 year old minecraft account and all its purchased third-party additions are now lost.

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