I can't join multiplayer on Minecraft

[Izzy Quail]

Hi, I have a minecraft account and I'm trying to make it so I can play multiplayer but I every time I try something to fix it, it says its disabled and to change it in Microsoft account settings. I've tried this link: Xbox Official Site: Consoles, Games and Community | Xbox but it still doesn't work even with me saying my Xbox account will let me. I'm not using console, I'm using windows 11. please helpI also have a Microsoft account too.

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